Credit Specialist

We are seeking a highly analytical and detail-oriented Credit Specialist to join our dynamic team. In this role, you will be responsible for assessing the creditworthiness of potential clients, conducting in-depth financial analysis, and making informed recommendations to manage risk and support business growth.

Job Description:

1. Responsible for credit analysis , according to policy requirement, collect the credit documents from the customers , conduct (video/on-site/external) investigation , comprehensive evaluate the business risk , operate the system flow.

2. Responsible for credit file management, implementing the risk control measures and collect the related contracts, certificates and other documentations, filing contract files according to policy requirement.

3. Responsible for accounts receivable management , follow up accounts receivable and overdue accounts , operate equipment protection and collection if necessary.

4. Develop the third-party financial partner channels, and coordinate with the third-party financial partners for financing support.

5. Responsible for market research, understanding market and competitors' information, provide support for making credit policies.

6. Perform other duties as assigned.

Job Qualifications

1. Economics, Financial, Accounting, Management and other majors, bachelor degree or above.

2. More than 3 years working experience in financial institutions, construction machinery industry related experience is preferred.

3. Understand the operation process of risk control investigation; Proficient in writing credit reports; Have strong asset analysis ability, risk assessment ability, financial analysis ability and negotiation ability.

4. Frequent business trips are acceptable

5. Fluent in English (or Chinese), can be used as a working language.

6. Familiar with local legal environment and corporate rules and regulations

We offer:

• A competitive salary, parking, and law benefits.
• Opportunities for professional growth and development.
• A collaborative and supportive work environment.